Health & Safety

Student safety, security, and health are of primary importance to SAI. While we can never guarantee an entirely risk-free environment, we are committed to doing everything in our power to ensure a positive and safe experience for our participants.

For SAI emergency procedures, updates, and phone numbers see health & safety alerts.

Following are the health and safety features included in all SAI programs:

  • 24-hour emergency contact service on-site
  • Experienced on-site staff based in each program location providing personal care and attention. Staff maintains close ties with local authorities and monitors public announcements and travel warnings issued by the U.S. State Department.
  • Information regarding health and safety abroad provided in various mediums, including via a handbook, at orientation, and regularly throughout the SAI program.
  • International student health insurance provided through GeoBlue, an independent licensee of Blue Cross Blue Shield. SAI on-site staff can refer students to English-speaking doctors, and in more serious cases, accompany the student to the hospital.
  • Robust Safety, Crisis and Emergency Management Procedures, an SAI Safety Committee that meets regularly to review safety climate, and a clear crisis communication system.

Student Safety

SAI on-site offices are staffed by exceptional staff that are both native and American-born professionals in international education. All staff have spent significant time (if not their entire lives!) in the host city, and maintain strong networks with local authorities and U.S. Embassy personnel.

As part of all SAI on-site orientations, students discuss potential security threats in their host city, and learn best practices for overseas safety. Students receive emergency contact information, and review protocols for maintaining communication with on-site staff. SAI also convenes students halfway through the term for Re-Orientation, in which safety issues and concerns are discussed and reviewed.

As part of our commitment to safety, we work to carefully monitor the whereabouts of all our students. SAI students are asked to fill out Travel Itinerary forms whenever they are traveling so that our staff is able to contact all students should they need to. Additionally, all students are automatically registered with the nearest U.S. Embassy through the U.S. Department of State’s Smart Traveler Enrollment Program (STEP).

The following are important resources for monitoring the safety and security of U.S. student travel:

Student Health

Studying abroad drastically changes daily routines: students enjoy new foods, practice different social norms, and likely travel significantly. As a result of all this excitement, students’ physical and mental health can be affected. SAI provides all students with student health insurance coverage by GeoBlue, an independent licensee of Blue Cross Blue Shield. Our on-site staff manage a comprehensive list of English-speaking doctors, and staff is always available to accompany students to doctor visits in severe cases. For information on the provided Health Insurance Policy see below.

SAI automatically provides all students with GeoBlue Student Health Insurance. Before departure, students receive an explanation of benefits, as well as instructions on how to print the insurance ID card.

Coverage benefits include
Period of coverage deductible $0 per injury or sickness
Physician office visits 100% of reasonable expenses
Inpatient hospital services 100% of reasonable expenses
Hospital and physician outpatient services 100% of reasonable expenses
Emergency hospital services 100% of reasonable expenses
Outpatient prescription drugs 100% of actual charge up to max of $100,000
Accidental death and dismemberment maximum benefit principal sum up to $10,000
Repatriation of remains maximum benefit up to $25,000
Medical evacuation maximum lifetime benefit for all evacuations up to $250,000
Political and natural disaster evacuation if covered event
Bedside visit up to a maximum benefit of $1,500
Period of coverage maximum benefits $200,000
Maximum benefit per injury or sickness $200,000

As with all insurance policies, there are some coverage exceptions; please review the HTH/GeoBlue website for policy details. Coverage is provided for the duration of the SAI program only. In cases where students are enrolled in consecutive programs with a gap under 1 month, coverage will extend to cover the gap. For larger gaps, students can enroll in the additional Travel Gap Plan directly through the insurance provider. Please note that the SAI health insurance policy is available for students aged 49 and under; those aged above 49 should contact SAI.

About SAI

SAI Programs is dedicated to providing academic and cultural learning experiences abroad that enhance global awareness, professional development and social responsibility. We concentrate our programs in Europe, with a focus on in-depth learning of individual European countries and their unique global role in the geopolitical economy, humanities, and in the arts.